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Welcome to IQ Global Assessment. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account, taking our IQ assessment, or purchasing our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Service Description

IQ Global Assessment provides online cognitive assessment services, including:

• Standardized IQ testing based on Stanford-Binet methodology
• Detailed cognitive performance reports
• Digital certificates with unique verification IDs
• Age-normalized scoring and percentile rankings

3. User Eligibility

Our services are intended for individuals aged 16 years and older. Users under 18 must have parental or guardian consent to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Account Registration

To access certain features, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

5. Payment and Refunds

5.1 Pricing

Certificate and detailed report pricing is clearly displayed before purchase. All prices are in USD and include applicable taxes. Payments are processed by Fehu Marketing Limited.

5.2 Payment Processing

We use secure third-party payment processors. We do not store your complete payment card information.

5.3 Digital Content & Right of Withdrawal

By completing your purchase, you expressly request immediate access to the digital content and acknowledge that you lose your right of withdrawal once the digital content has been delivered to you or accessed by you.

5.4 Refunds

We provide refunds if the product is faulty, not delivered, or not as described. For full details, please see our Refund Policy.

6. Test Integrity and Conduct

To ensure accurate results, you agree to:

• Complete the test independently without assistance
• Not use external resources, calculators, or reference materials
• Not share test questions or answers
• Take the test in a quiet environment without interruptions
• Complete the test in one session as required

Violation of test integrity may result in invalidation of results and account termination without refund.

7. Intellectual Property

All content, including test questions, methodology, algorithms, design elements, and branding, are protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, reproduce, or distribute our test materials
• Reverse engineer our scoring algorithms
• Use our branding without written permission
• Create derivative works based on our content

8. Results and Certificates

8.1 Result Accuracy

While our assessments are based on established psychometric principles, results should be considered estimates. For clinical or diagnostic purposes, consult a licensed psychologist.

8.2 Certificate Use

Certificates are intended for personal development and informal purposes. We do not guarantee acceptance by educational institutions, employers, or professional organizations.

8.3 Verification

All certificates include a unique verification ID that can be validated through our verification system.

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Disclaimers and Limitations of Liability

10.1 Service "As Is"

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.

10.2 Limitation of Liability

To the maximum extent permitted by law, Cognitive Analytics International LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

10.3 Maximum Liability

Our total liability shall not exceed the amount you paid for the specific service giving rise to the claim.

11. Prohibited Uses

You may not use our services to:

• Violate any applicable laws or regulations
• Infringe upon intellectual property rights
• Transmit malicious code or viruses
• Attempt to gain unauthorized access to our systems
• Harass, abuse, or harm other users
• Engage in fraudulent activities
• Scrape or data mine our content

12. Termination

We reserve the right to suspend or terminate your account and access to our services at our sole discretion, without notice, for conduct that we believe:

• Violates these Terms
• Is harmful to other users or our business
• Exposes us to legal liability

13. Modifications to Terms

We may modify these Terms at any time. We will notify users of material changes via email or prominent notice on our website. Continued use of our services after changes constitutes acceptance of the modified Terms.

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

14.2 Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the American Arbitration Association rules, conducted in Los Angeles County, California.

14.3 Class Action Waiver

You agree to resolve disputes on an individual basis and waive any right to participate in class action lawsuits.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Information

For questions about these Terms, please contact us:

Cognitive Analytics International LLC
Email: [email protected]
Address: 1802 Saint James Place, Houston, TX 77056, United States